This app is exactly what I was looking for -- a way to project out a bank balance (long and short term) to ensure funds are going to be available to cover bills. This means I know how much I can leave in savings and/or when I might need to transfer money into checking, while maximizing how hard my money is working for me. I can also time purchase decisions to see what it will do to cash flow down the road and play "what if" analysis. The app is very flexible and allows multiple accounts. Transactions are editable so you can estimate something like your power bill and then change it to be exact once you get the bill. I use this app along with Pageonce for total control of my money! I highly recommend this useful tool!