The most effective Financial App in the store.

-- Updated Review - Feb 4, 2012

I hope the developer is swimming in money from this App. Its not as design heavy as many other budget apps, but budgets simply dont work. Its intuitive, straight forward and designed to be effective, not sexy.

Cashflow is King.

This app has got my finances back on track in 6 short months, consumer debts almost paid off and Im on my way to building a healthy Emergency Fund, all thanks to this App. Its the only App that would have a serious affect my life if it were to disappear! Keep up the good work.

Tim

--- Original Review - First Version

So many financial apps neglect cash flow, which really is the basis of any overall savings/get out of debt strategy.

This app replaced my clunky strenuous excel sheet in minutes. How do I use it? I enter all the big bills and transfers, income and expenses for my household to see how much I have left for food, entertainment, etc.

This allows me to look at the big picture for the next 4 months, something Mint and other budget apps dont do well.

My only request for the next version is a way for my wife to have access to this, she is without an iPhone/iPad. Perhaps an export to google docs or csv to email her? Even a export to PDF would work good, just view access elsewhere!

Kim Rhodes about Total Cashflow HD, v1.34